Call Us Call Us Now | (251) 504-3951
Auto Insurance AUTO & HOME

Serving the primary needs of Orange Beach and Gulf Shores Insurance needs.

Read More
Business Insurance BUSINESS

We specialize in workers comp and liability to protect your business and employees.

Read More
Condo Insurance CONDO

We insure all condos in Gulf Shores and Orange Beach through our list of carriers.

Read More
Flood Insurance FLOOD

We write through a host of carriers to find great insurance rates in Orange Beach and Gulf Shores.

Read More
Marine Insurance MARINE

We have access to nationwide insurance carriers to insure everything from skiffs to yachts in the beautiful waters in Gulf Shores and Orange Beach.

Read More
Life Insurance LIFE

Let us help you understand the value of life insurance while we find the best rate in the area to save you money and give you peace of mind.

Read More

Insurance Glossary

Insurance terms and definitions from Coastal Alabama Insurance and Financial Services.


Coverages and benefits listed below may not be available in your state. If available, some optional coverages and benefits might be offered at an additional charge. Contact Coastal Alabama Insurance and Financial Services today to learn more.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
KEY PERSON INSURANCE
Insurance on the life or health of a key individual whose services are essential to the continuing success of a business and whose death or disability could cause the firm a substantial financial loss.

KIDNAP/RANSOM INSURANCE
Coverage up to specific limits for the cost of ransom or extortion payments and related expenses. Often bought by international corporations to cover employees. Most policies have large deductibles and may exclude certain geographic areas. Some policies require that the policyholder not reveal the coverage’s existence.


NOTICE: These glossary definitions provide a brief description of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. Additionally, this informational resource is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company, agent or agency. If you have questions about your insurance, you should contact your insurance agent, the insurance company, or the language of the insurance policy.

Insurance Websites Designed and Hosted by Insurance Website Builder
Glossary content provided by Insurance Information Institute and ITC

Facebook
LinkedIn
Google+
Yelp
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder