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AUTO & HOME

Serving the primary needs of Orange Beach and Gulf Shores Insurance needs.

BUSINESS

We specialize in workers comp and liability to protect your business and employees.

CONDO

We insure all condos in Gulf Shores and Orange Beach through our list of carriers.

FLOOD

We write through a host of carriers to find great insurance rates in Orange Beach and Gulf Shores.

MARINE

We have access to nationwide insurance carriers to insure everything from skiffs to yachts in the beautiful waters in Gulf Shores and Orange Beach.

LIFE

Let us help you understand the value of life insurance while we find the best rate in the area to save you money and give you peace of mind.

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Coastal Alabama Insurance & Financial Services Blog: brokers are better than captive

View the latest blog posts from Coastal Alabama Insurance & Financial Services.

Thursday, November 15, 2018

Insurance Brokers have a fiduciary responsibility to our clients, Captive Agents don't

In November of 2018, the Illinois Supreme Court ruled that captive agents do not have a fiduciary responsibility their clients, as their responsibility lies to their carrier/company. Insurance brokers such as the agents at Coastal Alabama Insurance do in fact, have the fiduciary responsibility to put our clients before any carrier we are appointed with. READ MORE >>

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